TRUE NON-DILUTIVE CAPEX FINANCING FOR MULTI-STATE AND SINGLE-STATE OPERATORS
From rolling racks to automation and packaging, XS provides flexible financing options to help you access the equipment you need. All underwriting and funding are completed internally providing a streamlined process, fully transparent pricing, and highly customizable terms to meet your unique business needs.

XS LEASE FACILITY
With an XS lease facility, funds are available to draw on whenever equipment purchases are needed with no unused line fees. Each draw can be customized to accommodate specific equipment requirements, term length, end of term buyout in any county/state.
Up to $50 million
No unused line fees
Flexible terms
Draw on the facility on an as-needed basis
Up to 100% advance rateย
WHAT WE FINANCE
From cultivation to automation, XS Financial can assist with your next facility buildout. ย Our flexible financing and vendor partnerships allow compliance with industry standards. Get ahead of your competitors with the latest in cannabis innovation.
XS LEASE ADVANTAGES
As a direct lender, underwriting and funding are completed, allowing XS to provide flexible financing options specific to your business growth and needs. In addition, we provide fully transparent pricing with a customer-centric ethos.
YOUR CAPEX FINANCING PARTNER FOR GROWTH

XS is a leading provider of institutional CAPEX financing exclusively to the legal U.S. cannabis industry. ย We develop long standing relationships with our borrowers and structure our lease facilities to scale with our partners' needs.ย Our financing covers all aspects of production and sales including cultivation, manufacturing, processing, distribution, and retail with all underwriting and funding completed internally.
CREDIT THAT EXPANDS
Whether you are a single-state operator looking to expand or a multi-state operator entering new markets, our financing is designed to easily increase over time to meet the needs of your business.ย
PERFORMANCE DRIVEN TERMS
Our lease facilities are flexible and tailored to match the needs of our borrowers. As your business matures, we work proactively to offer improved terms without changing our core document set, saving time and fees.
COMPLEMENTARY FINANCING
Our borrowers utilize different types of financing for their capitalization plan to achieve optimal results. ย XS financing is designed to work alongside other types of lending and is complementary to other forms of secured and unsecured loans.